Our Approach
We do the heavy lifting of investment decisions by providing researched ideas for growth and income portfolios. So the benefit is this saves a lot of time for people who either do not have much time or have much experience.
No cookie cutter approaches here. We believe each individual should be treated in high regard. Each story is unique. Although most people will agree that they would want their future years to be better that what came before it, How you get there can be very individualistic. We spend time to get to know you before we start making recommendations.
When it comes to portfolio management, many people think that it is all the same and that the only value one can bring to the table is to keep cost as low as possible. Although cost can be a factor in portfolio returns, many investors saw that in 2008 low cost merely meant that they lost money cheaply with no more guidance than to ride it out tell you “your in it for the long haul”. We are not them. We are not like those that sit passively while your investments ride a roller coaster of volatility.
Although there can be no guarantee that any strategy will protect you from major market disruptions, hiring portfolio managers that have demonstrated performance tracked by objective third parties can go a long way in bringing added value to your investment process.
Our approach is not like most wealth management firms that do not believe you can add value other than helping you ride out the roller coaster.
GUIDED PORTFOLIOS
My market analysis approach is top-down bottom-up; meaning it I first identify the macro trends and what stage the economic expansion or contraction is in. This is supported by certain inter-market and sector, central banks, and geopolitical events affect the markets, sectors, and industries. From there, I identify what stocks, commodities, or currencies are affected by those macro events. My analysis might include bank stocks rising due to higher yields and Fed hikes, or oil & gas companies moving on the back of crude oil prices. I perform technical analysis and create charts, and infographics to transform the complicated into easily-readable formats.
Fact: 19% of stocks generate 90% market returns* Because of Fat Tail research results (shown below), it is critical to identify the winners, those stocks with positive price trends, and to avoid the losers, those likely to be under-performers A good company is not a good stock investment unless it experiences positive price behavior Buying a stock when it emerges from a cyclical or secular decline or a sideways consolidation, and is in the beginning of a positive price trend, is ideal Applying quantitative modeling to screen for these stocks, combined with an iron-clad, bias-free sell discipline, minimizes portfolio risk, and will lead to positive returns over time